Visitors Insurance™ Products

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 Insurance Carrier: Sirius International | AM Best Rating: A "Excellent" | Administrator: International Medical Group (IMG)


Community Insurance Agency, Inc. (CIA) has been dynamic in the Individual/Family Visitors Medical Insurance market (Foreign Nationals visiting USA and/or a US resident/citizen traveling outside the United States) for over 46 years as a recognized expert.  We are specialized in Visitor Travel health Insurance and Domestic health Insurance products for all Non Immigrant Visa Holders (H1 B, H4, L1, L2, F1, B1, B2 etc..) Green Card Holders/New Immigrants & US Citizens for Short Term and Long Term.  Also offer Student travel insurance, Missionary Insurance, Dental & Vision insurance coverage.  CIA represents insurance companies with 'A' - 'A+' carrier rating by A.M. Best & Standard and Poors, offer the highest quality, yet affordable, Overseas health/medical and travel insurance worldwide.  The program administrator, International Medical Group, Inc. has delivered specialty insurance coverage products to more than 100,000 global citizens in over 100 countries for International Travel health insurance plans.

Plan 1: Visitors Medical Protection™ (VMP™) Details:

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Coverage:
5 days to 2 years

No Age Limit !
Visitors Medical Protection (VMP) is a Short-term health insurance. When visiting the U.S.A., the Plan provides benefits to foreign nationals (Parents and relatives), including international visitors, or temporary residents, subject to the terms and conditions of the certificate of coverage. VMP is a Travel/Visitors insurance for non-U.S. citizens traveling outside of their home country and for U.S. citizens traveling abroad.

Coverage can be obtained from a minimum of 5 days up to a maximum of 2 years. If the initial purchase is for one month or more, then plan is renewable (Without break in coverage) in one month increments up to a 24 continuous months
              

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Plan 2: Visitors Care® Details:

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Coverage:
10 days to 2 years

No Age Limit!
Low cost - limited schedule of benefits for foreign national visiting USA. Insurance is a great insurance option when you have parents visiting the U S or for international travelers. The plan provides affordable protection to citizens of any nation when traveling to the United States. The plan is renewable (without break in coverage) for 10 days up to 12 months up to a maximum total of 24 continuous months. However, any one policy period may not exceed 12 months. The plan offers benefit maximums of $25,000, $50,000 or $100,000 for the life of the plan, and a choice of deductibles of $0, $50, or $100 applied per period of coverage.
              

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Plan 3: Patriot Travel America Details:
Patriot Travel Medical Insurance

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Coverage:
5 days to 2 years

No Age Limit !
Non-US citizens and US citizens traveling outside their home country. Patriot Travel Medical Insurance products available to meet your needs, providing from $50,000 to US$1,000,000 of medical coverage. Coverage can be obtained from a minimum of 5 days up to a maximum of 2 years. Patriot plan available to the travel medical insurance needs of foreign nationals and U.S. citizens who need temporary medical insurance while traveling for business or pleasure anywhere outside their home country. Coverage includes Emergency evacuation, repatriation, choice of deductibles & policy limits.
              

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Plan 4: Patriot GoTravel America Details:

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Coverage:
5 days to 2 years

No Age Limit !
Low-Cost Travel Insurance for Non-US citizens and US citizens traveling outside their home country for Business or Pleasure.  This temporary medical insurance product is available to meet your needs, providing from $50,000 to $1,000,000 of medical coverage with deductible options starting from $0 to $2500.  Coverage can be obtained from a minimum of 5 days up to a maximum of 2 years.  The plan does not cover Emergency Evacuation & Repatriation.
              

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Plan 5: Patriot Platinum America Details:


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Coverage:
5 days to 3 years

No Age Limit !
Patriot Platinum provides you with a plan for those discerning international travelers who are more concerned about obtaining the maximum protection available in a Short-term or Long-term travel medical products in the market today.  The Patriot Platinum builds upon the Patriot Travel plan by providing increased benefits and additional Global Services.  Patriot Platinum International provides coverage for US citizens traveling outside US; while Patriot Platinum America provides coverage for non us citizens traveling outside their home country.  Both plans are available for a minimum of 5 days up to a maximum of three years.  100% coverage for all eligible expenses in the PPO network or Outside US & Canada up to $1,000,000 to $8,000,000 (Ages 70 to 79 $100,000 maximum & ages 80+ $20,000 maximum).
              

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Plan 6: Global Medical Insurance® Details:
Global Medical Insurance

Payments accepted:
Monthly,
Quarterly,
Semi-Annually or Annually
Annually Renewable Major medical insurance plan for Immigrants and Non Immigrants.  Eligible for US citizens only if going Outside USA.  There are four plan options available: Silver, Gold, Gold Plus & Platinum and two areas of coverage Worldwide Including or Excluding USA, Canada, China, Hong Kong, Japan, Macau, Taiwan, and Singapore.  Inside US: If you choose PPO providers in the USA, your deductible will be reduced by 50% (on their deductible, up to a Maximum of $2,500) and 100% coverage after that (for out of PPO: Full deductible and 80/20% up to $5,000; then 100%).  Outside US & Canada: Once the deductible is met Global medical will pay 100% for all eligible expenses up to $5,000,000 (Silver & Gold, Gold Plus) and $8,000,000 (Platinum INCLUDES MATERNITY BENEFIT, Dental & Vision) as per brochure.
              

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